Memberships run for the calendar year (Jan 1 to December 31). For club insurance purposes, you must be a member to participate in any HACA competition. Your membership does not begin until payment is received.
HACA membership makes you eligible to purchase yearly supplemental equestrian liability coverage from Equisure at a great rate of $19 for individual or $38 for family. The coverage runs calendar year and expires on December 31.
HACA offers 2 sign-up periods.
For full year coverage (Jan 1 to Dec 31): You must join or renew your membership for the next year and purchase the policy before November 15.
For part year coverage (July 1 to Dec 31): You must purchase the policy before June 15. There is no discount for mid-year enrollment.